If you’re planning a trip to Sweden, there’s one thing you might want to leave behind: cash. Unlike many countries where carrying paper money is a travel essential, Sweden has rapidly become one of the most cashless societies in the world. From big cities to small cafés, it’s common to see signs that read “Vi tar inte kontanter” – “We don’t accept cash.”
A Card-Friendly Culture
Credit and debit cards – as well as mobile payment apps like Swish (used widely by locals) – dominate everyday transactions. You can pay with your card for almost anything: your bus ticket, a cup of coffee, even to use a public restroom. While some tourist-oriented shops may still accept cash, you’ll often find that cash simply isn’t an option.
This can be surprising to visitors from countries where cash is still king. However, in Sweden, cash is more of a backup plan than a primary payment method. Many banks no longer handle cash at all at their branches. So, bringing Swedish krona with you “just in case” may end up being more of a hassle than a help.
So… What’s Up With Swedish Banknotes?
If you do happen to get your hands on Swedish bills, you might notice something else unusual – they’re all different sizes and colors. For Americans used to the uniformity of the U.S. dollar (where all bills are green and the same size regardless of value), this might seem odd. But there’s a good reason behind the Swedish design.
Swedish banknotes are created with accessibility in mind. Each denomination has a different length, which makes it easier for visually impaired people to distinguish them by touch. They’re also color-coded, further aiding identification. For example, the 20-krona note is purple and smaller, while the 500-krona note is reddish and larger. Blind stick the bills between fingers, fold it over the fingertip to feel its length, thereby telling what bill it is… very clever!
This thoughtful approach contrasts sharply with U.S. currency, which has long been criticized for its lack of accessibility. Because all American bills are the same size and color, people with vision impairments often have to rely on electronic bill readers or other workarounds just to handle money.
Going Cashless is a Win for Accessibility Too
Interestingly, Sweden’s cashless system also helps many people with disabilities. Digital payments can offer a more independent and secure way to shop, free from the risk of misidentifying or mishandling cash. That said, there’s ongoing debate within Sweden about ensuring everyone – especially the elderly and rural populations – still has access to essential services even as physical cash fades out.
Tips for Tourists
If you’re visiting Sweden:
- Don’t bother exchanging much cash – cards will get you through nearly everything.
- Make sure your card has a chip and doesn’t require a signature.
- Consider notifying your bank of international travel to avoid payment blocks.
- And if you’re curious, take a look at a krona bill while you’re there – it’s a small example of thoughtful Scandinavian design in action.
It may sound a bit cheeky, but we often joke that only criminals or those who have retired use cash in Sweden!
Some might get offended… then so be it! Freedom of speech